Fee Schedule

Effective Date: November 07, 2018

GENERAL MEMBERSHIP

Service

Fee ($)

Below Minimum Share Balance (After open for 180 days)Up to $10.00
Low Balance (If Combined Loan and Share Balance is Less than $100)$1.00/month
Member Check Cashing (If Combined Loan and Share Balance is < $300)$5.00
Close Account (If within 6 months of opening)$10.00
Returned Statements$10.00/year
Address Correction Verification$5.00
Inactive Account (After 1 year)$5.00
Coin CountingFREE if deposited!

Miscellaneous Account

Fee ($)

Credit Union Check (“Counter Check”, more than 1/day)$2.00
Claim for Lost Counter Check$20.00
Incoming Wire$10.00
Outgoing Wire (to domestic recipients other than Western Union)$40.00
Outgoing Wire (to Western Union)$40.00
International WirePlease inquire.
Money Order$1.00
Account History Inquiry (per page, FREE online)First page FREE, $5.00/additional page
Copy of Account Statement (per month requested, FREE online up to 12 months)$5.00
Returned Deposit Item$25.00
Stop Payment ACH$20.00
Early Withdrawal from Holiday Club prior to Maturity$25.00
Excessive Withdrawal from Money Market (> 3 per month)$5.00
Legal Garnishment / Levy$30.00
Account Reconciliation or Research (per hour, ½ hour minimum, first assistance no charge)$20.00
Special Handling – foreign item processing, collection item processingPlease inquire
Copy of Deposit Item / Cleared Item$10.00

Miscellaneous Loan

Fee ($)

Loan Extension / Skip-A-Payment$25.00
CU Thru Pay Day Loan Application FeeFREE!
Loan Application Fee$15.00
Existing CECU Refinance Fee – Consumer$50.00
Existing CECU Refinance – Real EstateUp to 1% of Loan Amount
Home Equity Real Estate Application FeeFREE!
Origination Fee – Real EstateUp to 1% of Loan Amount

Miscellaneous Transaction Account

Fee ($)

Monthly Service ChargeFREE!
Crossroads – Monthly Service Charge$15.00 per month
Check-Cashing Account$15.00 per month
Copies of Multiple Checks (5 days notification, research fee may apply)Please inquire
Temporary Checks (per page, except new accounts)$5.00
Check Printing (Box of Checks)Please inquire
Manually Posted Items (checks / automatic deposits / withdrawals)$15.00
Overdraft Transfer$3.00
Returned NSF (Non-Sufficient Fund – item returned; including Reg. D limit)$25.00
Paid NSF (NSF item paid; account overdrawn)$25.00

Overdraft Privilege or Courtesy Pay (per occurrence)

$25.00

ATM Transaction Adjustment

$10.00
Check Stop Pay$20.00

Plastic Cards

Fee ($)

Replacement Card$5.00
Reissue PIN (No charge if ordered thru card issuer)$5.00
Rush Order / Special Delivery (per card or pin)Please inquire
Credit Card Annual Fee$15.00
Visa® Transaction Retrieval (may include research fee)$10.00
Late Payment$10.00
CU Travel Money (see card disclosure for usage fees)7.95
Reloadable Debit Cards (request card disclosure for usage fees)4.95
Visa® Gift Cards4.95