Loan Rates

Effective Date: Nov. 7, 2018

Type of Loan

Terms (in months)

APR Annual Percentage Rate (%)

New Automobiles36 to 723.49 to 18.00
Used Automobiles36 to 603.99 to 18.00
New Boats & Recreational Vehicles36 to 1444.99 to 18.00
Used Boats & Recreational Vehicles36 to 1445.49 to 18.00
Home MortgagesContact the Credit UnionContact the Credit Union
Home Equity Line of CreditContact the Credit UnionContact the Credit Union
Home EquityContact the Credit UnionContact the Credit Union
Visa Credit CardVariable9.90 to 17.90
Personal Line of CreditRevolving9.45 to 18.00
Personal0 to 369.00 to 18.00
Share SecuredTerm VariesShare Dividend +3.00
Certificate SecuredTerm VariesShare Dividend +3.00
  • Loan rates are determined by your credit history, the value of the loan collateral and the loan term.
  • Loan rate floor is 2.24% APR*.
  • Pre-approved loans are available.
  • Rates are not applicable to existing CEFCU loans. Rates are subject to change.
  • Loan to Value & package discounts may apply.
  • Longer terms may be available, inquire at the branch.