Effective Date: January 1, 2015
Type of Loan
Terms (in months)
APR Annual Percentage Rate (%)
|New Automobiles||36 to 72||1.99 to 18.00|
|Used Automobiles||36 to 60||1.99 to 18.00|
|New Boats & Recreational Vehicles||36 to 144||2.74 to 18.00|
|Used Boats & Recreational Vehicles||36 to 144||3.24 to 18.00|
|Home Mortgages||Contact the Credit Union||Contact the Credit Union|
|Home Equity Line of Credit||Contact the Credit Union||Contact the Credit Union|
|Home Equity||Contact the Credit Union||Contact the Credit Union|
|Visa Credit Card||Variable||9.90 to 17.90|
|Personal Line of Credit||Revolving||9.00 to 18.00|
|Personal||0 to 36||9.45 to 18.00|
|Share Secured||Term Varies||Share Dividend +3.00|
|Certificate Secured||Term Varies||Share Dividend +3.00|
- Loan rates are determined by your credit history, the value of the loan collateral and the loan term.
- Loan rate floor is 1.99% APR*.
- Pre-approved loans are available.
- Rates are not applicable to existing CEFCU loans. Rates are subject to change.
- Loan to Value & package discounts may apply.
*Annual Percentage Rate