Financial Facts & Funnies
Fun Facts About Credit Unions & Friendly Laughs
Credit unions may take finances seriously, but we don’t take ourselves too seriously. Here are some facts about credit unions that might surprise you, with a few lighthearted laughs sprinkled in. Because let’s face it, learning about money doesn’t have to be boring.
Credit Unions Are Owned by You
Unlike banks, credit unions are owned by the people who use them, not some mysterious group of shareholders. That means when you join a credit union, you’re actually becoming a part-owner.
Ever wanted to own a financial institution? Congrats, you already do. No top hat or monocle required.
And speaking of ownership…
Where does a polar bear keep his money? A snow bank.
Apparently, everyone’s banking somewhere.
We’re Everywhere (Seriously)
There are credit unions in more than 100 countries, serving hundreds of millions of members. From remote villages to bustling cities, the credit union philosophy, people helping people, is alive and well around the world.
You might say we’re the quietest global movement no one’s talking about. Until now.
We Speak Fluent “Local”
Credit unions are deeply rooted in the communities they serve. Your deposits don’t disappear into corporate skyscrapers, they stay local, supporting neighbors, small businesses, and even that community garden you keep saying you’ll volunteer at.
Want to make your money matter? You already are.
Although if you’re a gardener, you might take things literally.
Why did the gardener bury all their money? To make the soil rich.
Profits with a Purpose
When credit unions earn money, it doesn’t go to fund executive yachts. It comes back to members through lower loan rates, fewer fees, and better service. We call it “people over profit.” You might call it refreshing.
Or, as we like to say: fewer fees, more fun.
Although relationships can get complicated…
Why did the checking account break up with the savings account? It found someone more interesting.
We don’t judge.
Safe and Sound (and Then Some)
Your money is insured up to $250,000*, just like at a bank. That emergency fund? Safe. Your “someday vacation” savings? Covered. Even your “I swear I’m sticking to my budget this time” account? Totally protected.
Financial security with a side of peace of mind? That’s kind of our thing.
And no matter how you bank, we’ve got room for everyone.
How does a dog deposit its money? With direct de-paws-it.
We’re All About People
At the end of the day, credit unions exist for one reason: to help people thrive. Whether it’s your first checking account or your fifth business loan, we’re here for you. And chances are, we’ll remember your name.
Because here, you’re not just a customer. You’re a member. And we’re glad you’re one of us.
Want to join the movement?
Come on in. We saved you a seat.
*Federally insured by NCUA