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Cutting Edge FCU
  • Why Cutting Edge
    • What we believe
    • Member Benefits
    • Community Development
    • Volunteers
    • Employment Opportunities
  • Accounts
    • Checking Account
    • Youth Accounts
    • Certificates
    • Money Markets
    • Holiday Club
    • Second Chances
    • Share Savings Account
    • Deposit Rates
  • Resources
    • Calculators
    • Credit Reports
    • Auto Resources
    • Rewards
    • Identity Theft
    • Skip a Pay
    • Financial Coaching
  • Loans & Credit Cards
    • Auto Loans
    • Toy Loans
    • Personal Loans
    • Home Loans
    • Consolidation Loans
    • CU Thru Payday Loan
    • Second Chance Auto Loan
    • Credit Cards
    • Loan Rates
    • Skip a Pay
  • eServices
    • Online Banking
    • Online Bill Pay
    • Mobile Banking
    • eStatements
    • Mobile Deposit
    • Digital Wallet
    • Card Controls
  • Insurance
    • Home Insurance
    • Auto Insurance
    • Life Insurance
    • Pet Protection
    • Debt Protection

ACCOUNTS

Helping you save for what matters

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CHECKING ACCOUNT
Icon for:
YOUTH ACCOUNTS
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CERTIFICATES
Icon for:
MONEY MARKETS
Icon for:
HOLIDAY CLUB
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SECOND CHANCES
Icon for:
Share Savings Account
Icon for:
Savings Rates
Expand CHECKING ACCOUNT

CHECKING ACCOUNT

FREE Checking – really!
Our Checking Account really is FREE! No hidden fees and no hoops to jump through to get it. And FREE stuff comes with it!

  • NO minimum balance required
  • NO monthly service fee
  • FREE Visa Debit Card (on approved credit)
  • FREE Online Banking
  • FREE e-Statements
  • FREE Online Bill Pay
  • Surcharge-FREE transactions at 47,593+ ATMs
  • FREE Telephone Account Access (888-794-0052)
  • Heck, we’ll even talk to you for FREE in person or by phone!
  • FREE Mobile Banking!
Contact Us to Open an Account
Expand CERTIFICATES

CERTIFICATES

For longer term saving goals
A share certificate is great if you can save your money for a longer time to get a better savings rate. And Cutting Edge Account Package members receive an even higher rate!

  • Terms from 6 – 24 months
  • $1,000 Minimum Opening Balance
  • Dividends paid quarterly
  • Automatic renewal
  • Early withdrawal penalty

EASY SAVE Certificate
Don’t have $1,000 to open a traditional certificate? Our Easy Save Certificate makes it EASY for you to save!

  • Only $100 Minimum Opening Balance
  • Add $20 per month (or just $10 per paycheck)*
  • 15-month or 30-month terms
  • Higher dividend rate on your savings**
  • *Direct deposit or automatic payment/transfer required
Contact Us to Open an Account View Rates

**APR (Annual Percentage Rate) and APY (Annual Percentage Yield) is determined by amount and term your CECU Account Package level; see CECU Rate & Fee Schedule for APR/APY. Maximum balance is $5,000. An early withdrawal fee may apply.

Expand MONEY MARKETS

MONEY MARKETS

Earn higher dividends while still having access to your money.
A Cutting Edge Money Market account pays a higher rate than our traditional savings.

  • $2,500 Minimum Opening Balance
  • Additional balance tiers earn even higher dividends
  • Make deposits anytime to increase balance
  • Up to three withdrawals per month with no penalty
Contact Us to Open an Account View Rates
Expand HOLIDAY CLUB

HOLIDAY CLUB

Start saving early for the holidays!
Get a jump on your holiday spending with a Cutting Edge Holiday Club account. It’s kind of like layaway for your money! Save a little each month (set up a direct deposit from each paycheck) and you’ll have the funds when the holidays arrive.

It’s also a great way to save for your property taxes because it matures on the first business day in October!

  • No minimum balance required; maximum balance is $5,000
  • Deposit money to the account any time
  • Early withdrawal penalty may apply prior to maturity
  • Account closure prior to maturity will result in forfeiture of accrued dividends
Contact Us to Open an Account View Rates
Expand SECOND CHANCES

SECOND CHANCES

We know life is a long and unpredictable trip, and we are here to empower you by offering the right tools to get back on the road to financial wellness. The Crossroads checking account is an opportunity for those who may have taken some detours in the past, to get back on the road to successful management of your finances.

 If you’ve been denied a checking account because of past missteps, we may be able to help you save on expensive check-cashing fees and provide you with the conveniences and benefits of credit union banking. Contact us to learn more about our Crossroads account.
Contact Us to Open an Account
Expand Share Savings Account

Share Savings Account

It’s called share savings account because it represents your “share” or ownership of the credit union. With only a minimum balance of $10.00 in this account you are considered a member-owner of the credit union with all the benefits that provides. Set up payroll deduction or automatic transfers to start a good habit of regular savings to pay yourself first.

Contact Us to Open an Account View Rates

Milwaukie Branch
4620 SE International Way
Suite #105
Milwaukie, Oregon 97222
Phone: 503-653-4392
Fax: 503-653-6327

Routing #: 323274788
NMLS ID #: 418857
Toll-free Phone: 888-653-4392

Lewiston Branch
2200 First Street
Lewiston, Idaho 83501
Phone: 208-746-5911
Fax: 208-746-9105

Cutting Edge Mailing Address
P.O. Box 22192
Milwaukie, Oregon 97269

 

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Not-for-profit means you profit!
There’s a Revolution underway. A Movement towards a different way of banking. It puts people ahead of profits, It means we’ll spend more time with you. We’ll be flexible, fair, and responsive. We’ll take care of business like we’ve been doing since 1953. We know bold ideas can change the world. This is for everyone who believes there has to be a better way. Be a part of our Revolution!

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NCUA LogoThis credit union is federally insured by the National Credit Union Administration
Equal Housing LenderEqual Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.
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