This site requires javascript to display/behave ideally, though the content will be accessible regardless.
Install our mobile banking app! Install » X
Install our mobile banking app! Install » X
Jump to main content
Cutting Edge FCU
  • Why Cutting Edge
    • What we believe
    • Member Benefits
    • Community Development
    • Volunteers
    • Employment Opportunities
  • Accounts
    • Checking Account
    • Youth Accounts
    • Certificates
    • Money Markets
    • Holiday Club
    • Second Chances
    • Share Savings Account
    • Deposit Rates
  • Resources
    • Calculators
    • Credit Reports
    • Auto Resources
    • Rewards
    • Identity Theft
    • Skip a Pay
    • Financial Coaching
  • Loans & Credit Cards
    • Auto Loans
    • Toy Loans
    • Personal Loans
    • Home Loans
    • Consolidation Loans
    • CU Thru Payday Loan
    • Second Chance Auto Loan
    • Credit Cards
    • Loan Rates
    • Skip a Pay
  • eServices
    • Online Banking
    • Online Bill Pay
    • Mobile Banking
    • eStatements
    • Mobile Deposit
    • Digital Wallet
    • Card Controls
  • Insurance
    • Home Insurance
    • Auto Insurance
    • Life Insurance
    • Pet Protection
    • Debt Protection

Youth Accounts

Discover Financial Fitness

Icon for: 0-12 Years
Discovery Account
0-12 Years
Icon for: Age 13-17
Adventure Account
Age 13-17
Icon for: Age 18-24
Explorer Account
Age 18-24
Expand Discovery Account

Discovery Account

We’re here to help our youngest members “discover” the world of savings!

Members Age 0-12 receive: 

  • Share savings account to start saving for your goals
  • A piggy bank for saving your money at home
  • Add-On Certificate – get a better interest rate with the ability to add money to it
  • Free coin counting (when deposited)
  • No membership fees
  • Credit Union Youth Month, with fun activities and prizes
  • Contests, events and promotions throughout the year
  • Free financial education services
Expand Adventure Account

Adventure Account

Establish good financial habits early in your life’s “adventure”! If you’re working, even babysitting or mowing lawns, and you want to save for a cell phone or a car – we’re here to help!

Members age 13-17 receive: 

  • Share savings account to start saving for your goals
  • Add-On Certificate – get a better interest rate with the ability to add money to it
  • Free coin counting (when deposited)
  • No membership fees
  • Credit Union Youth Month, with fun activities and prizes
  • Contests, events and promotions throughout the year
  • Free financial education services

You may also qualify for:

  • Free checking account to begin learning how to manage your money
  • A debit card  to conveniently access your money on the go
  • A Visa® Credit Card to begin responsibly building credit
  • Personal Loan – for a bike, musical instrument, video game console, and more
  • Auto Loan – when you’re ready for your first car
  • Share Secured Loan – to help you start building credit by borrowing against money you already have
  • Free financial education services
Expand Explorer Account

Explorer Account

You’re ready to “explore” the world! Whether you’re heading off to college or your first “real” job, we want to make your trek an easy one.

Members age 18-24 receive: 

  • Add-On Certificate – get a better interest rate with the ability to add money to it
  • Contests, events and promotions throughout the year
  • Free coin counting (when deposited)
  • Free financial education services

You may also qualify for:

  • Free checking account
  • A debit card  to conveniently access your money on the go
  • Visa® Credit Card
  • Personal Loan – for a laptop, smartphone, or other needs
  • Auto Loan
  • Share Secured Loan – to help you start building credit by borrowing against money you already have

Milwaukie Branch
4620 SE International Way
Suite #105
Milwaukie, Oregon 97222
Phone: 503-653-4392
Fax: 503-653-6327

Routing #: 323274788
NMLS ID #: 418857
Toll-free Phone: 888-653-4392

Lewiston Branch
2200 First Street
Lewiston, Idaho 83501
Phone: 208-746-5911
Fax: 208-746-9105

Cutting Edge Mailing Address
P.O. Box 22192
Milwaukie, Oregon 97269

eNewsletter
Hear about the latest financial news, community events, and receive our great offers straight to your inbox.

Subscribe

Not-for-profit means you profit!
There’s a Revolution underway. A Movement towards a different way of banking. It puts people ahead of profits, It means we’ll spend more time with you. We’ll be flexible, fair, and responsive. We’ll take care of business like we’ve been doing since 1953. We know bold ideas can change the world. This is for everyone who believes there has to be a better way. Be a part of our Revolution!

Go to our Facebook Page
NCUA LogoThis credit union is federally insured by the National Credit Union Administration
Equal Housing LenderEqual Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.
  • Privacy Policy
  • Disclosures & Agreements
  • Branch Hours and Locations