Youth Accounts
Discover Financial Fitness
Open a youth account and the first $10 deposit is on us!*
Discovery Account
We’re on a quest to help our youngest members “discover” the world of savings! This account is for newborns to 12 years of age.
Discovery Member Benefits:
- Share Savings Account with the first $10 deposit on us* to start saving for the future
- A better interest rate for a Youth Saver Add-On Certificate, with the freedom to add money to it
- Free coin counting
- Credit Union Youth Month, with fun activities and prizes
- Contests, events and promotions throughout the year
- Free backpack and school supplies
- Free financial education services
Adventure Account
Establishing good financial habits and effective money management early in your life’s “adventure” is important! This account is for members 13 to 17 years of age.
Adventure Member Benefits:
- Share Savings Account with the first $10 deposit on us* to start saving for the future
- A better interest rate for a Youth Saver Add-On Certificate, with the freedom to add money to it
- Free use of our branch coin counting machines
- Credit Union Youth Month, with fun activities and prizes
- Contests, events, and promotions throughout the year
- Free backpack and school supplies
- Free financial education services
- Free account reconciliation
You may also qualify for:
- Free Teen Checking Account with debit card
- Visa ® Credit Card
- Personal loan – for a bike, a laptop for school, etc.
- Auto Loan – when you’re ready for your first car!
- Share Secured Loan – to help you start building your credit profile
Explorer Account
For those heading off to college or starting their first job, and ready to “explore” the world! This account is for members age 18 to 24 years of age.
Explorer Member Benefits:
- Share Savings Account with the first $25 deposit on us* to start saving for the future
- A better interest rate for an Youth Saver Add-On Certificate, with the freedom to add money to it
- Free use of our branch coin counting machines
- Contests, events, and promotions throughout the year
- Free financial education services
- Free account reconciliation
May also qualify for:
- Free Checking Account with debit card
- Visa® Credit Card
- Personal loan
- Auto Loan
- Share Secured Loan – to help you start building or repair your credit profile
*Internal Revenue Service regulations require CECU to report the bonus on a form 1099-INT. You will receive a form 1099-INT and any applicable taxes are the responsibility of the account holder. Offer subject to change without notice and may be terminated based on response. Accounts for members under 18 must have a guardian over 18 as a joint member on accounts. Some restrictions may apply. See credit union for full details.
This credit union is federally insured by the National Credit Union Administration
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.