Privacy Policy

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice to carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account balances and transaction history
  • Credit history and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Cutting Edge FCU chooses to share; and whether you can limit this sharing.

Reasons we can share your information:Does Cutting Edge share?Can you limit this sharing?
For our everyday business purposes:

such as to process your transactions, maintain your account(s), respond to court order and legal investigations, or report to credit bureaus.		YesNo
For our marketing purposes:

to offer our products and services to your.		YesNo
For joint marketing and other financial purposes:YesNo
For our affiliates' everyday business purposes -

information about your transactions and experiences.		No We don't share
For our affiliates' everyday business purposes -

information about your creditworthiness.		NoWe don't share
For nonaffiliates to market to you:NoWe don't share

Questions:

Call 866-653-4392 or go to cuttingedgefcu.org.

Who is providing this notice?

Cutting Edge Federal Credit Union

How does Cutting Edge Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Cutting Edge FCU collect my personal information?

We collect your personal information, for example, when you:

  • open an account or deposit money.
  • pay your bills or apply for a loan.
  • use your credit or debit card.

State laws and individual companies may give you additional rights to limit sharing.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions:

Affiliates:

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Cutting Edge FCU has no affiliates.

Nonaffiliates:

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Cutting Edge FCU does not share with nonaffiliates so they can market to you.

Joint Marketing:

A formal agreement between nonaffiliated financial companies that together market products or services to you.

  • Our joint marketing partners include insurance, investment, mortgage, and other financial services companies.