Author: James
What is “Buy now, pay later?”
You’re about to finalize your online holiday gift purchase and you see a “buy now, pay later” payment option at checkout – though you’ve budgeted for your holiday expenses, the prospect of not having to pay for all these gifts right now sure is tempting. But is it worth it? “Buy now, pay later” (BNPL) […]
Posted by James in Financial Fitness Center.
Holiday Shopping & Saving Strategies
The holiday shopping season is upon us! It can be a joyful but expensive time of year. Being savvy with your shopping and savings strategies can help you make the most of your holiday budget – here are some tips to consider: Set a budget and track your expenses – determine how much you can afford […]
Posted by James in Financial Fitness Center.
October is Cybersecurity Awareness Month
Being aware of the warning signs that a scammer is trying to access your financial or personal information for nefarious purposes is essential in today’s digital world. As technology evolves, so do the scams; here are some solid cybersecurity practices that you can use to protect yourself: Use strong, unique passwords: Create complex passwords […]
Posted by James in Financial Fitness Center.
March is National Credit Education Month
In March we celebrate National Credit Education Month – a complex financial topic such as personal credit may take a longer than a month to master, but understanding the basics is a great place to start! What is a Credit Bureau? In the U.S., there are three primary credit bureaus – sometimes called a credit […]
Posted by James in Financial Fitness Center.
Debt Elimination Strategies
With the start of a new year and the onset of spring, many Americans find inspiration to eliminate debt that may be weighing them down and holding their financial goals just out of reach. With determination and a solid plan, you too can make moves to pay off your debt and achieve your goals! Take […]
Posted by James in Financial Fitness Center.
Our Favorite Personal Finance Blogs
While we consider ourselves credit union experts, you don’t have to work at a credit union to be a personal finance expert! Here are some of our favorite personal finance blogs and websites* that may resonate with you: Get Rich Slowly This personal finance blog features founder J.D. Roth and how he got himself out […]
Posted by James in Financial Fitness Center.
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