Our Blog
Serving More of the Lewiston/Clarkston Valley
Cutting Edge Credit Union has been in Lewiston, ID for over 55 years when we began serving the employees and families of CCI/Speer. Through our workplace partnership program, we expanded our field of membership by adding additional Workplace Partners, allowing us to serve more of the LC Valley. But that wasn’t enough for us, we […]
Don’t Be Scared That It’s Financial Planning Month!
When October rolls around, are you starting to think about the upcoming holiday season and how you are going to afford gifts, family meals, and all the fun that comes with it? October is Financial Planning Month, which is the perfect time to take a look at your current spending habits and begin to prepare […]
Don’t Get Schooled by Credit Fraud
When it comes to important numbers in your life, few are as paramount as your Social Security Number and your credit score. From data breaches to phishing emails, there are a lot of ways fraudsters are trying to steal your information to take out credit in your name – giving them access to free money […]
You Became an Empty Nester…Now What?
Empty Nester: a parent whose children have grown up and left home. Is this the beginning of a new chapter of your life as your kids go off to school? If so, you may find yourself facing a significant shift in your financial landscape. Some of the big changes you might find now that your […]
School Success Backpack Donation Program
You can help our youth member community, ensuring they have a successful school year by donating cash or new school supplies!
Share the Banking Revolution
You receive a referral bonus for every new member you refer* with no limits to how much you can earn!
Beware of the Latest Scams
It seems that you can’t turn on the news without hearing about the new ways fraudsters are trying to obtain your personal information or take your money. And with these scammers getting smarter and more clever everyday, it can be hard to know what’s real and what is an attempt at taking advantage of you. […]
The Graduate’s Guide to Banking
The day has finally come – graduation! You have your cap and gown, ready to take the next big step in your life. But there’s something you may not have learned in all your years of schooling…the ABCs of Banking! Moving on to college, trade schools, or starting a new job brings about a lot […]
The Clash of the Cars – To Lease or To Buy?
So you’re in the market for a car, but are unsure of whether you should lease or buy. Both options have their pros and cons – it really all comes down to your lifestyle and needs. First, it’s important to understand what leasing and buying means. Leasing is a type of financing which allows you […]
Celebrating the Magic of Credit Union Youth Month
Every April we celebrate Credit Union Youth Month, a time dedicated to educating and engaging young people about financial wellness and responsibility. In a world where an overwhelming amount of information is available at our fingertips, it can be hard to navigate how to teach your kids about money – especially if you struggle with […]
Making the Right Picks For Your Financial Bracket
The onset of March means two things: 1) March Madness® is upon us. 2) It’s National Credit Education Month! When it comes to making decisions about your finances, it’s not always as simple as picking your brackets by your favorite mascots or the team’s colors. This National Credit Education Month, we are here to help […]
Breaking Unhelpful Financial Habits & Avoiding Financial Groundhog Day
Do you have déjà vu each month when your bills become due? Do you feel like Bill Murray in the 1993 comedy classic Groundhog Day – no matter what you do you can’t seem to break your own predictable and unhelpful financial habits? Whether Punxsutawney Phil forecasts an early or late spring come February 2, […]
Financial New Year’s Resolutions
Sometimes the onset of a new year is just what you need to motivate you to take control of your financial health and planning. Do you have any financial new year’s resolutions? Here are a few ideas of resolutions to set for 2024 if you don’t already have these in place: Create a budget – […]
What is “Buy now, pay later?”
You’re about to finalize your online holiday gift purchase and you see a “buy now, pay later” payment option at checkout – though you’ve budgeted for your holiday expenses, the prospect of not having to pay for all these gifts right now sure is tempting. But is it worth it? “Buy now, pay later” (BNPL) […]
Holiday Shopping & Saving Strategies
The holiday shopping season is upon us! It can be a joyful but expensive time of year. Being savvy with your shopping and savings strategies can help you make the most of your holiday budget – here are some tips to consider: Set a budget and track your expenses – determine how much you can afford […]
October is Cybersecurity Awareness Month
Being aware of the warning signs that a scammer is trying to access your financial or personal information for nefarious purposes is essential in today’s digital world. As technology evolves, so do the scams; here are some solid cybersecurity practices that you can use to protect yourself: Use strong, unique passwords: Create complex passwords […]
Scrap Some Subscription Services and Save
Let’s be honest – we love our subscription services! Whether you use them to help plan your weekly meals, find great deals on flights, listen to audiobooks, or have access to thousands of movies and TV shows – subscriptions make our lives easier and more enjoyable. But are you really getting your money’s worth out […]
Do You Have the Right Types of Insurance?
An important part of financial health is planning for future protection of yourself, your family, and your assets with various types of insurance. While the types of insurance and amount that you should be covered for are unique to you and your family, we have some recommendations for the essential types of insurance that most […]
Money Matters for Recent High School Grads
Congratulations – you just made it through 12 or 13 years of school. PHEW! We know you’ve been busy mastering algebra and studying for finals, but don’t forget about the importance of mastering personal financial management as you enter adulthood. Here’s the rundown on what you should be considering regarding your finances now that you’ve […]
11 Tips to Stretch Your Vacation Budget
The summer season is upon us – do you have big vacation plans? There’s no need to break the bank — here are some tips to get the most out of your summer while staying on budget! Set a Budget Determine how much you can afford to spend on your vacation, and stick to […]
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Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.