Author: Ronna Idzenga
School Success Backpack Donation Program
You can help our youth member community, ensuring they have a successful school year by donating cash or new school supplies!
Posted by Ronna Idzenga in Uncategorized.
11 Tips to Stretch Your Vacation Budget
The summer season is upon us – do you have big vacation plans? There’s no need to break the bank — here are some tips to get the most out of your summer while staying on budget! Set a Budget Determine how much you can afford to spend on your vacation, and stick to […]
Posted by Ronna Idzenga in Financial Fitness Center.
Prioritizing Your Savings Goals
We all know saving is important – but how do you prioritize savings goals in a way that ensures you’re on track to meet your goals, and you’re covered when you need it? Our friends over at NerdWallet have these recommendations for prioritizing competing savings goals: Put Your Emergency Fund First An emergency fund cushions […]
Posted by Ronna Idzenga in Financial Fitness Center.
Financial Capability for Youth
In 2004, Congress designated the month of April as National Financial Literacy Month. In the credit union industry, we also celebrate Youth Month in April! This fortuitous overlap of awareness-raising financial health initiatives means there is no better time to start teaching kids about financial fitness. And Cutting Edge is happy to help along the […]
Posted by Ronna Idzenga in Financial Fitness Center.
Consolidating & Paying Off Debt
Was one of your New Year’s Resolutions to get a handle on paying off your debt? GREAT! If you’re having a hard time getting started, we have some ideas. Debt consolidation might be a good idea if you can get a lower interest rate than what you’re currently paying across your debts. This would […]
Posted by Ronna Idzenga in Financial Fitness Center.
Eight Tips for Strong Passwords
When it comes to passwords, stranger is stronger! Creating strong passwords is more important than ever these days. Scammers, hackers, and cybercriminals have made an industry of information and identity theft. They operate in a variety of ways and the best thing you can do to avoid being a victim is to create strong, complex […]
Posted by Ronna Idzenga in Financial Fitness Center.
P2P Payment Scams
This time of year, scams using P2P apps, or “person to person” payment apps such as Cash App, Venmo, Zelle, Meta Pay, etc. are on the rise. While these types of apps are generally secure and convenient to use, here are some scams to be on the lookout for – including some do’s and don’ts […]
Posted by Ronna Idzenga in Financial Fitness Center.
Ten Tips for Shopping Securely Online
Keep your finances safe from sneaky scammers this holiday season. It seems just couple of years ago, consumers were skeptical about shopping online – but today, buying online for everything from groceries to televisions has become the norm. But as commonplace as it has become, online shopping still has some risk. The FBI Internet Crime […]
Posted by Ronna Idzenga in Financial Fitness Center.
What is “The Credit Union Difference?”
In October, we celebrate the many things set us apart from banks and predatory alternative financial services. Did you know that credit unions exist all over the world? Cooperative finance may take many forms in different corners of the earth, but the idea is the same across the globe – a credit union’s primary purpose […]
Posted by Ronna Idzenga in Financial Fitness Center.
Retirement Planning Tips
No matter when you start, saving for retirement – whether by choice or out of necessity – is an important financial strategy. But where do you start? The US Department of Labor has these 10 tips to prepare for retirement to share: Start saving, keep saving, and stick to your goals. If you are […]
Posted by Ronna Idzenga in Financial Fitness Center.
Make Your Move Less Stressful With These Pro Tips
Did you know that more people move during the month of August than any other month? Whether you’ve bought or sold a house, or are moving into a larger or smaller rental, we have some ideas to share to help make your move a smooth and less-stressful experience! Set a moving budget and stick […]
Posted by Ronna Idzenga in Financial Fitness Center.
Helpful Tidbits for Using Credit Well
The credit system in the United States can be confusing – but once you learn the basics of how it works, you can use certain tips and tricks to your advantage to use credit well and maintain a good credit score. If you could use a refresher on our national credit system and how it […]
Posted by Ronna Idzenga in Financial Fitness Center.
Budget-Friendly Summer Activities
When the weather is nice, it’s sometimes hard to stick to your budget – there’s just so much to do! Big family vacations can be memorable, but they can also cost a lot of money. Here are 51 budget-friendly summer activities for individuals and families that are big fun but cost little money: Make some […]
Posted by Ronna Idzenga in Financial Fitness Center.
Savings Goals & Strategies
Would you call yourself a savvy saver? Or do you struggle to put away for a rainy day? It’s possible you may just need some structure to guide your saving strategies. Read on for some ideas for how to get started formulating your savings plan. Pay yourself first, and automate your savings To “pay […]
Posted by Ronna Idzenga in Financial Fitness Center.
The Cooperative Principles and What We Stand For
Credit Unions are not “just another financial institution”. The operating groundwork of credit unions is guided by a list of essential cooperative principles. The origin of the cooperative principles can be traced back to the modern cooperative founded in 1844 by a group of weavers in Rochdale, England coming together to solve a pressing community […]
Posted by Ronna Idzenga in Financial Fitness Center.
April is Credit Union Youth Month
Credit Union Youth Month – Save Small. Dream Big! During the month of April, Credit Unions across the country are celebrating National Credit Union Youth Month by encouraging kids to develop healthy financial habits! Teaching children how to manage their own money is a valuable life skill. The earlier youngsters begin learning financial education and […]
Posted by Ronna Idzenga in Financial Fitness Center.
Safeguard Yourself and Your Loved Ones from Cybercrime
Here’s a guide outlining classic online fraud attempts to help you stay cybersecure. You’ve heard the words describing how hackers and scammers gain access to online information, but do you know what they really mean? Phishing, Smishing, hacking, spam? Here’s a short guide to explain cybercrime terms and how to keep your data safe. Phishing […]
Posted by Ronna Idzenga in Financial Fitness Center.
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